Rate changes
Rate changes
Every rate change we record, newest first. We re-check every rate against the bank's own website each month. Follow along by RSS.
No changes recorded yet. Tracking started on 19 October 2026; the first monthly re-check will show up here.
19 October 2026: tracking started
We began with 22 accounts at 10 banks, plus UnionDigital Bank and DiskarTech, which don't publish rates.
| Bank and account | Rate | Checked |
|---|---|---|
| BanKo TODO Savings | 5.00% | 19 Oct 2026 |
| CIMB Bank PH UpSave | 2.30% | 19 Oct 2026 |
| CIMB Bank PH GSave | 2.30% | 19 Oct 2026 |
| CIMB Bank PH MaxSave Time Deposit | 3.25% (up to 3.50%) | 19 Oct 2026 |
| GoTyme Bank GoalSave | 3.00% | 19 Oct 2026 |
| MariBank Savings | 3.25% (up to 3.75%) | 19 Oct 2026 |
| Maya Bank Maya Savings | 3.00% (up to 15.00%) | 19 Oct 2026 |
| Maya Bank Personal Goals | 4.00% (up to 8.00%) | 19 Oct 2026 |
| Maya Bank Time Deposit Plus | 3.50% (up to 5.50%) | 19 Oct 2026 |
| Netbank PesoSavers | 3.25% | 19 Oct 2026 |
| Netbank Time Deposit | 4.50% (up to 5.00%) | 19 Oct 2026 |
| OFBank Peso Savings (with Visa Debit Card) | 0.05% | 19 Oct 2026 |
| OFBank YaniSaver | 0.05% (up to 4.00%) | 19 Oct 2026 |
| OwnBank Savings | up to 3.80% | 19 Oct 2026 |
| OwnBank Time Deposit | up to 5.20% | 19 Oct 2026 |
| Tonik Solo Stash | 3.25% | 19 Oct 2026 |
| Tonik Group Stash | 3.25% (up to 3.75%) | 19 Oct 2026 |
| Tonik Tonik Account | 0.10% | 19 Oct 2026 |
| Tonik Time Deposit | 3.50% (up to 5.00%) | 19 Oct 2026 |
| UNO Digital Bank #UNOready Savings | 3.50% | 19 Oct 2026 |
| UNO Digital Bank #UNOboost Time Deposit | 4.00% (up to 5.50%) | 19 Oct 2026 |
| UNO Digital Bank #UNOearn Time Deposit | 4.75% (up to 5.00%) | 19 Oct 2026 |