Savings
UpSave
2.30%
- 2.30% p.a. base rate (CIMB's product disclosure dated 1 June 2026, and the base rate CIMB moved Prime accounts to on 1 August 2026).
Crediting not stated · Checked 19 Oct 2026 on the bank's page (opens in a new tab)
CIMB Bank PH interest rates
Runs mainly through its app, but is licensed as a commercial bank (BSP certificate, October 2018) rather than as a digital bank.
Savings
GSave
2.30%
- 2.30% p.a. base rate (CIMB's product disclosure dated 1 June 2026, and the base rate CIMB moved Prime accounts to on 1 August 2026).
Crediting not stated · Checked 19 Oct 2026 on the bank's page (opens in a new tab)
Time deposit
MaxSave Time Deposit
3.25%
up to 3.50%
- These are the rates CIMB set for CIMB Prime customers on new placements and renewals from 1 August 2026.
- CIMB's MaxSave page doesn't list current rates for other customers.
| Term | Rate p.a. |
|---|---|
| 3 months | 3.50% |
| 6 months | 3.50% |
| 12 months | 3.25% |
Crediting not stated · Effective 1 August 2026 · Checked 19 Oct 2026 on the bank's page (opens in a new tab)
CIMB often runs limited-time promos on top of these base rates. We list the base rate because promos expire.
Rate history
Every change we've recorded since we started tracking CIMB Bank PH. Full log: rate changes.
| Date | Account | Base | Up to | What changed |
|---|---|---|---|---|
| 19 Oct 2026 | UpSave | 2.30% | 2.30% | Tracking started |
| 19 Oct 2026 | GSave | 2.30% | 2.30% | Tracking started |
| 19 Oct 2026 | MaxSave Time Deposit | 3.25% | 3.50% | Tracking started |
Rates are gross, before the 20% final tax. This is information, not financial advice. Confirm with CIMB Bank PH before you open an account.